Looking to Boost your Credit Score? Learn these Tradeline Credit Secrets

Get Your Target Credit Score In Months Not Years.

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Are you in the market to purchase your dream home, refinance your mortgage or buy a car but you need an extra boost to your credit score?

A credit tradeline might be the answer.

Takes 1 min

Most American’s Credit Reality!

Have you ever been denied a loan or credit card application because of your credit score or credit profile? You’re not alone! Many Americans have. Which of these ring a bell?

1. You Don’t Have a Credit Score

Dashboard section showing, Payment history, and No data, in bold black text. A green label on the right reads, HIGH IMPACT, indicating significance.

2. You Have a Thin File

(less than 5 total credit accounts)

Dashboard showing, Total accounts: 2, with a, Low Impact label. Design features a white background with an orange vertical line on the left

3. You Don’t Have a Long Enough History

Graphic with Age of credit history 1 yr 2 mos on the left and Medium Impact on the right. The overall tone is neutral.

4. Your Payment History is Not 100%

A score display with Payment history labeled and a rating of 97%, highlighted with an orange bar. A green label reads HIGH IMPACT.

5. Your Total Utilization is too High

Image showing, Credit card utilization, at 43% with a High Impact label in green, indicating significant financial usage.

Learn from our screw-ups to shortcut your way to improved credit health without falling prey to the same mistakes we made.

Here’s what a few of my clients had to say…

(warning: it might make you blush)

Excellent Service!!! I promise you won’t be disappointed

“Words can’t express how Tradeline Works has help me to achieve my goal I was very nervous about doing a trade-line. When I say they held my hand through the process and made me feel so comfortable they really went above and beyond asking all my questions. I knew with the team it wasn’t about making money it was about her helping me to achieve my goal of buying a house.”

Headshot of Renee M.

Renee M.
Laurel, MS

Two semicircular progress bars display credit score increases: +83 points for TransUnion and +77 points for Equifax, both with green arcs.
Two semi-circular graphs show credit score increases: TransUnion at +24 points, Equifax at +30 points. Green arcs indicate positive growth.

VERY helpful, informative, polite, and always prompt in responses to my questions!

“AWESOME! I would recommend using their Tradeline Works services to anyone who needs help increasing credit scores. VERY helpful, informative, polite, and always prompt in responses to my questions. Thank you SO much! I appreciate you!”

headshot of Justean A.

Justean A.
Burlington, IA

Up 89 points!!!

“This has been a great experience. I was hesitant at first but as soon as I spoke with Porsha she put my mind at ease. She was patient with me and answer all my questions in great detail. MY credit score went up 89 points in one month and now I can see me reaching my goal of purchasing a home. Thanks Porsha and Tradeline Works team. I’m extremely pleased with your process and would recommend them to anyone.”

headshot of Michael G.

Michael G.
Hampton, GA

Two semi-circular progress indicators. Left displays, +89 pts for TransUnion; right shows, +57 pts for Equifax. Both have green arcs, suggesting growth.
Green semi-circular progress bars show credit score improvements: +33 points for TransUnion and +43 points for Equifax, indicating positive financial change.

Thank you!!! My score went ⬆️

“I am very happy! My score went up 31+ points and it should go up more. Porsha is very professional and knows a lot about how the credit system works. I am sooo happy. I can buy my house now! Thank you tradeline works.”

headshot of Tina L.

Tina L.
Decatur, GA

Scores calculated using VantageScore 3.0

Renee, Justean, Michael, Tina, and over 40 people recommend our service on Google and Facebook

Tradeline Works review snippet showing a 5-star rating with 28 Google reviews. Buttons for Website, Save, and Call are visible.
Tradeline Works logo with speedometer icon. Section titled, Recommendations & Reviews, shows a 5 out of 5-star rating, based on 15 opinions.

As of September 17, 2021

How would you feel if you could accomplish your target score goals in as little as 90 days instead of in several years?

Tradeline Credit Secrets – How it works!

Woman on a computer exploring the tradeline credit secrets

A tradeline records a consumer’s account status and activity. Tradeline data includes the names of companies where the applicant has accounts, the dates accounts were opened, credit limits, account types, outstanding balances, and payment histories.

An “authorized user” is a person who has access to an account as a user but is not responsible for the balance. The term “authorized user tradelines” is now synonymous with a credit improvement approach in which individuals, such as yourself, can pay to be added as an authorized user only for the purpose of having the account’s history displayed on their own account.

You won’t be able to access the card, but your report will show the account’s history.

Keep in mind that adding an authorized user to a credit account does not always result in a score boost. Why? If you’re added as an authorized user and the account has a late payment or high utilization, the account will show on your credit report, which will most likely lower your credit score.

However, if the credit account is in good standing and contains a 100% payment history with low credit card usage, it could significantly improve the authorized user’s credit score.

Here’re 2 case studiesof before and after comparisons to understand how authorized user’s tradeline credit secrets work.

Before Tradeline

A credit report summary highlighting Payment history: 100% and Credit card utilization: No data as high impact, Age of credit history: 2 mos as medium impact, and Total accounts: 2 and Hard inquiries: 1 as low impact.

After Tradeline

Credit report summary with six sections. High impact: Payment history 100%, Credit card utilization 0%, Derogatory marks 0. Medium impact: Age of credit history 9 months. Low impact: Total accounts 3, Hard inquiries 1.

Result

Side-by-side credit scores with green semi-circles. Left: TransUnion score 720, labeled Good, with +83 points. Right: Equifax score 785, labeled, Excellent, with +141 points. Calculated using VantageScore 3.0.

Before Tradeline

Credit report summary showing payment history at 97% and credit card utilization at 2% labeled high impact. Derogatory marks at 1, age of credit history 3 years 3 months labeled medium impact; total accounts 9 and hard inquiries 3 labeled low impact.

After Tradeline

A credit report summary with six sections. Payment history is 98%, credit card utilization 1%, and no derogatory marks, all high impact. The age of credit history is 6 years 3 months with medium impact. Total accounts are 11, and hard inquiries are 3, both low impact.

Result

Credit scores displayed, with TransUnion showing 628 and Equifax 622. Both labeled, Needs Work. Scores improved by 51 and 79 points, respectively.
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Why wouldn’t you give this proven credit strategy a try?

Takes 1 min

“Lender-Proof” your Credit Score Health

Wouldn’t it be nice if you had someone on your side helping you understand the credit report jargon so you can know exactly what positive account to add to your credit to boost your score?For a limited time, we’re offering a discount on our comprehensive tradeline analysis. It will include:

  • A list of the credit factors pulling your credit score down with an estimated 20-50 points credit score boost once the factors are improved!
  • The 3 simple strategies you can use to improve your credit scores from the 600s to 700s… without credit repair.
  • One or two tradeline suggestions to enhance your credit health quickly and a better credit profile could save you thousands of dollars per year in interest.

You wouldn’t want to miss this limited-time offer!

Takes 1 min

Why choose us?

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  • We understand your needs and would love to work alongside you so you can accomplish your financial goals in months instead of years
  • We’ve worked at major US tech and finance corporations in the last 10 years for the likes of Microsoft and are using the knowledge gained to serve main street families like you
  • I’ll make all the “credit speak” easy for you to understand, so you know your next steps.

Is a Tradeline a Good Fit for You?

Think of an authorized user tradeline as an enhancer! By improving your credit factors that make up your score, your credit profile is healthier, and a healthier profile makes the credit algorithm gods happy. However, there are scenarios where the tradeline credit secret is not effective.

Tradeline Strategy

  • Adds positive accounts to your credit report
  • All accounts are in good standing and on-time
  • Have not made a late payment in 6 months
  • Have less than 3 collection accounts
  • Collection accounts are older than 2 years
  • Already practicing excellent credit habits
  • Completed or about to complete credit repair

Credit Repair

  • Removes negative accounts from your credit profile
  • Some accounts are 30, 60, 120+ days late and not on-time
  • Have made several late payments in the last 6 months
  • Have more than 3 collection accounts
  • Collection accounts are new or updated in the last 180 days
  • Taking steps to get back on the right track
  • Just started the credit repair process
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Still not sure which strategy is best for you?

Takes 1 min

We’re saving this spot for you!

We want you to be the next success story with your credit analysis. So don’t wait or put it off; start the process for a chance at a higher credit score. We think you’ll be pleasantly surprised.

Two green semicircles with question marks above, TransUnion and Equifax labels, noted as Good. TransUnion score dated today, Equifax on 3/31.
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What would prevent you from getting started on the path to boosting your score?

Takes 1 min