How to Get a Tradeline

We’re excited you’re interested in learning how to get a tradeline from us, the highest-rated tradeline company in the industry.

Before we share how to get started, here’s what you should keep in mind before you make a purchase.

How to Choose the Right Tradeline

A woman holding a blank card indicating how to get a tradeline

Make sure to get the right tradeline! That’s the key to benefiting from “tradeline strategy”.

Other tradeline companies may not care if you spent your hard-earned money on several tradelines but we are different.

We want to educate you on how the credit system works so you can make the right decision on what’s best for you. That’s why we built a free credit analysis tool that will calculate the best tradeline for your situation.

Check it out. It will save you time and money!

How to Purchase Tradelines – An Example

The main factors to consider when you get a tradeline is the card age and the limit.

For simplicity…

  • if your average age is low, then you’ll likely need an older tradeline.
  • If your credit utilization is high, you’ll likely need a higher limit tradeline.
  • If you have a low credit age and high usage, you’ll likely need a tradeline that’s older with a higher limit.

The table below shows why an older tradeline with a higher limit is better than two tradelines that total the same age and limit.

No TradelineTwo Tradelines

5yr old (x2)
$5,000 limit (x2)
One Tradeline

10yr old
$10,000 limit
Avg. Age 4 Yrs 7 Mos 4 Yrs 9 Mos 5 Yrs 0 Mos
Oldest Account 7 Yrs 7 Yrs 10 Yrs
Cost$0$550/mo ($275ea)$400/mo

In this example, you can see the option with 2 tradelines did not increase the oldest account age and barely made a difference in the average credit age.

While the older option improved the grade for both the average age and the oldest account age from a D to C and B to A respectively.

If you’re not sure what tradeline to get based on your profile, take our credit analysis for a spin. It will show you your current grade and target trade for each suggested tradeline.

Steps of How to Get a Tradeline

  1. Choose the right tradeline using our free tradeline calculator.
  2. Click “Buy Now” to go to the checkout page. [Aside] We don’t have a “shopping cart” because most people don’t need multiple tradelines and shouldn’t waste their money.
  3. Complete the payment form, and an account will be created for you.
  4. Sign the Buyer’s Agreement form.
  5. Upload your state issued ID and social security card through our secure portal. We do this to verify your identity and prevent fraud.

We need clear pictures of the original IDs for the authorized user to verify their identity and add them successfully to the tradeline. Credit Privacy Number (CPN), synthetic SSN, or fake SSN is strictly prohibited. When a credit card company asks for your SSN, as in this case, you cannot use a CPN. Providing false information is considered fraud since it’s a false representation on a credit application which is a federal crime. A conviction carries a maximum penalty of five years incarceration and a $250,000 fine. (18 U.S.C. §§ 1001, 3571 (2020).) All data goes through verification, and if we find the information you provide is fraudulent, we will report you to the Feds and the Social Security Administration. If you do not have a Social Security Number issued by the Social Security Administration in your name, do not continue this process.

P.S., if you already have an account, you can simply sign in and follow the 5 steps above.

More than just tradelines. Our #1 priority is your success.

Get started with a tradeline today!

What to Expect After I Buy a Tradeline?

You will receive a confirmation email after you have been added, and you can view a confirmation screenshot on our website.

Watch for the tradeline to appear on your credit on average 10-20 days after the purchase by date displayed on the tradeline detailed page.

Keep the tradeline for as long as you need it, and any time after your 3-month commitment, you can return to the website to cancel.

What We Guarantee

  • If you purchase the tradeline by the purchase by date, we guarantee it will report to your credit on around the report date range we provide.
  • We guarantee the tradeline will reflect on 1 or more of the 3 credit bureaus.
  • We guarantee that all our tradelines have a 100% payment history so will not report any any late payment.
  • We guarantee that the card usage is 20 % or lower.

However, We Do Not Guarantee

  • We do not guarantee any positive results since everyone’s credit profile is different. We show the reviews and the score increases the reviewer left. However, we cannot predict how many points you’ll get by purchasing the same tradeline.
  • We do not guarantee you can secure any new credit or will achieve any specific financial goal as a result of buying tradelines on our platform.
  • We do not guarantee any results beyond having the tradeline reflect on your credit as outlined above.

I Don’t See the Tradeline on My Report. What Should I Do?

If you don’t see the tradeline reflecting on your credit, make sure the report you’re looking at is after the end date of the report by the date we promised.

Then check that it did not report on either Transunion, Equifax, and Experian using Credit Karma and Experian’s website.

Then reach out to us directly. We’ll first confirm you’ve done the steps above and you don’t have a credit freeze.

Then, we’ll try to find a comparable or better replacement tradeline for you. If we can’t deliver in your required timeline, we’ll issue you a refund – hassle-free!

More than just tradelines. Our #1 priority is your success.

Get started with a tradeline today!

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