Mortgage Credit AssessmentFind Out If You’re Mortgage Ready Before You ApplyPlease enable JavaScript in your browser to complete this form.Please enable JavaScript in your browser to complete this form. – Step 1 of 6Your GoalWhat's your mortgage goal? *Buy a homeRefinance my current mortgageBuy or refinance an investment propertyOther reasons e.g., rent a houseWhat state are you looking to buy your home or refinance your property?Select a stateAlabama (AL)Alaska (AK)Arizona (AZ)Arkansas (AR)California (CA)Colorado (CO)Connecticut (CT)Delaware (DE)District of Columbia (DC)Florida (FL)Georgia (GA)Hawaii (HI)Idaho (ID)Illinois (IL)Indiana (IN)Iowa (IA)Kansas (KS)Kentucky (KY)Louisiana (LA)Maine (ME)Maryland (MD)Massachusetts (MA)Michigan (MI)Minnesota (MN)Mississippi (MS)Missouri (MO)Montana (MT)Nebraska (NE)Nevada (NV)New Hampshire (NH)New Jersey (NJ)New Mexico (NM)New York (NY)North Carolina (NC)North Dakota (ND)Ohio (OH)Oklahoma (OK)Oregon (OR)Pennsylvania (PA)Rhode Island (RI)South Carolina (SC)South Dakota (SD)Tennessee (TN)Texas (TX)Utah (UT)Vermont (VT)Virginia (VA)Washington (WA)West Virginia (WV)Wisconsin (WI)Wyoming (WY)Do you mind sharing your goal?Takes about 60 seconds. No impact to your credit.NextYour TimelineThis helps us personalize your Mortgage Readiness Plan.When are you planning to move forward with the mortgage? *As soon as possible (within 30 days)Within the next 1 to 3 monthsWithin the next 3 to 6 monthsMore than 6 months from nowNextFinancial ReadinessWhich best describes you today? *I have $100,000+ saved and I’m comfortable investing $1,000+/moI have $50,000-$99,999 saved and I’m comfortable investing $595-$999/moI have $25,000-$49,999 saved and I’m comfortable investing $395-$594/moI have $25,000-$49,999 saved and I’m comfortable investing $295-$394/moI need more time before I’m financially readyNextYour ScoreDon’t know your exact score? An estimate is perfectly fine.What's your estimated credit score?Below 600600–659660-699700 or higherI don’t have a score e.g., common with new immigrant or those that purchase with cashNextYour Commitment to UsHow much could you commit toward improving your credit score?We find that most of our customers can free up $395 per month. However, a fortunate few can free up over $500. And then those on a limited budget can only free up $300.If we recommend a personalized Mortgage Readiness Plan, what monthly investment are you comfortable with? *Less than $275/mo (I don’t have enough savings)$275–$394/mo (I prefer a more conservative approach)$395–$594/mo (I’m ready to get started)$595–$999/mo (I’m ready to move forward now)$1,000+/mo (I want the fastest possible results)What's your monthly budget for a tradeline? $350/moCan you commit to this amount? *YesNoDo you have at least $275/mo to get started today?YesNoNextThe Best Way to Reach YouName *FirstLastEmail *Mobile Number *Get My Results
