About Us

“I’ve achieved ‘the American dream.’ I feel it’s my duty to help others achieve their vision, too – especially the youth.”
– Joe Frazier


To Help Families
Achieve the American Dream.

Tradeline Works is a leader in consumer and business credit marketing services. We support clients in more than 30 states in the United States. We strive to promote equal credit opportunity by making buying tradelines a viable option that’s open to everyone.

It is our responsibility to empower buyers to understand and responsibly use credit in their financial lives, and to assist sellers in earning an additional income by helping others increase their credit score. We are devoted to helping main street families.

We are the emerging leader in the tradeline industry. By learning from the old ways of doing things, eliminating the bad and the ugly, and innovating on the good, we’ve been able to bootstrap our way to success and pass the cost savings to customers.

About Tradeline Works Team

Our Discovery

“What we have done for ourselves alone dies with us; what we have done for others and the world remains and is immortal. Help others achieve their dreams and you will achieve yours.” ― Albert Pike

Our Founder has a degree in Computer Science and a minor in Business from the University of Wyoming. In her senior year in college, she was the only student not majoring in business to get selected to meet with the business tycoon, Warren Buffett. That experience changed her life and years later when friends, family, and the community come to her for financial advice, she still lives with the same principles. From thousands of money conversations with families, Tradeline Works was born.

Our Mission

My assignment is to take my situation and to use it to help others who feel hopeless and/or helpless because of loss.” ― Marvin Sapp

Our mission is to level the financial and credit playing field for middle-class Americans to access financial solutions that have otherwise been historically denied for over four decades. Tradeline Works aims to be a champion of those who struggle with poor credit scores, helping them gain the knowledge and resource needed to excel.

Tradeline Works’ smart and straightforward platform that matches trusted sellers of good credit with those with lesser rated credit scores will help them do just that. You can think of us as the Airbnb for tradelines, renting and selling good credit tradelines as and when needed.

Our Values

If you have much, give of your wealth; if you have little, give of your heart.― Arabian Proverb

At Tradeline Works, we adhere to our core values of honesty, trust, and reliability. We are not just playing with finances but people’s lives, and every aspect of our business need to remain legal and ethical. The services or solutions we offer to our customer goes through a rigorous process to ensure we’re putting our customer’s needs first. We value transparency and an open communication line so we can provide the best value in the tradeline space to those who need it the most.

Leadership Team

Meet the team that makes it possible. Our success is dependent on the hard work and dedication of our teammates. We wouldn’t be able to do what we do without them. Let’s meet the crew!

Helping Others in a Meaningful Way

As Benjamin Disraeli said, “The greatest good you can do for another is not just to share your riches but to reveal to him his own.” As an investment adviser for the past 7 years, O.L. has helped over 100 families get on the right financial track with all areas of their personal finances. She found that one of the main reasons people don’t build wealth in America today is the lack of access to a mortgage, and the main culprit is a low credit score. O.L. decided to start a marketplace that could solve this issue by combining her computer science, finance, and product management experience to solve real credit issues in the community.

O.L. Fross

Co-Founder & CPO

Built with Security in Mind

Zeb is a dynamic leader with experience leading a software engineer team to develop multimillion-dollar, mission-critical projects to completion. With over 10 years of experience working for major tech companies, Zeb utilized his technical expertise to build the Tradeline Works platform from the ground up. He has a passion for helping people and is focused on creating a safe and secure marketplace to give our customers the peace of mind that Tradeline Works is a trusted credit resource hub you can rely on.

Zeb Fross

Co-Founder & CTO

Dunni Onasanya​

Dunni helps with improving our user interface and experience for Tradeline Works users. She designed our site from scratch.

Krystal Smith

Krystal handles our social media platform. From Pinterest to Instagram, she focuses on growing our followers and customer engagement.

Matthew Newnham

Matt managed everything content for Tradeline Works. He has over 7 years of experience writing content in the IT and personal finance industry.

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